Acko is to insurance what the internet is to information and what the instant message is to communication. We figured that most people don’t really care for insurance, simply because they don’t understand it. But you don’t really need to. That’s what we are here for.

Acko is here to make buying and using insurance really effortless. How do we ensure that? Insurance, say hello to technology. By adding technology to insurance, we have transformed something that’s long and tedious to something that’s quick and easy. And in the process, we’ve managed to fit something as massive as insurance in your pocket. Acko is digital first which means that you’ll be as comfortable using it as you are using your own smartphone.

We make insurance effortless by making it affordable and hassle-free because when it comes to finding ways to making your life easier, we leave no stones unturned.

The new age of insurance has finally arrived.


Motor Insurance Claim Process

Step 1

Whether it is an accident involving any other car or you have caused damage to a third party, informing your insurance provider is the first thing to do. This can be done via a phone call, email, or a mobile app. They will guide you regarding the exact insurance claim process for car to be followed.

Step 2

It is important to note down the details of the other party involved in the accident. Visiting the police station and filing an First Information Report (FIR) is mandatory when it comes to third party claims, and suggested in other cases as well.

Step 3

Your insurer will send a surveyor to determine the extent of the loss.

Step 4

After approval, a garage will be assigned where the damaged car will be repaired.

Step 5

The Car insurance claim amount will be settled between the insurer and the partner garage. Such garages are also termed as Cashless Garages. If you choose to take the car to a garage which is not a part of the insurer’s network, you will have to get the car repaired and then reimburse the expenses from your insurer.