Fire insurance claim
A lawyer purchased a few boxes of very expensive cigars, then insured them against, among other things, fire. Within a month, having smoked his entire stockpile of these great cigars, the lawyer filed a claim against the insurance company.
In his claim form, the lawyer stated the cigars were lost ‘in a series of small fires.’ The insurance company refused to pay, citing the obvious reason, that the man had consumed the cigars in the normal fashion. The lawyer filed a court case.. and WON!
Delivering the ruling, the judge agreed with the insurance company that the claim was frivolous. The judge stated nevertheless, that the lawyer held a policy from the company, which it had warranted that the cigars were insurable and also guaranteed that it would insure them against fire, without defining what is considered to be unacceptable fire’ and was obligated to pay the claim!
Rather than endure lengthy and costly appeal process, the insurance company accepted the ruling and paid Rs. 100000.00 to the lawyer for his loss of the cigars lost in the ‘fires’.
After the lawyer cashed the check, the insurance company had him arrested on 24 counts of ARSON!!!